Services	Fee
Daily Balance Inquiry*	$1.00
Statement History	$1.00
Statement Reprint	$2.00
Research Fee (per hour)	$25.00
Statement Reconciliation (per hour)	$25.00
Garnishment Fee	$25.00
Returned Deposited Item	$5.00
Stop Payment	$20.00
Insufficient Funds Check or ACH	$25.00
Overdraft per Debit, Check, ACH, or ATM	$25.00
Collection Items	$15.00
Canadian Cash Letter	$15.00
Canadian Deposited Item	$6.50
Copies per page	$  .20
Incoming Wire Transfer	$10.00
Outgoing Wire Transfer	$17.50
Cashiers Check	$5.00
Money Order	$2.00
ACH File Origination	$10.00
ACH Items Originated (per item)	$  .05
Zero Balance Account (per month)	$10.00
Telephone Transfer*	$1.00
Online Bill Pay Service (per month)	$5.75
Notary Service (Customers Only)	No Fee
Visa Gift Card	$2.00
Debit Card Replacement Fee	$20.00
Commercial Cash Management	$10.00

_{*No fee charged if Online Banking is used for these services.}